Fast. Convenient. Reliable.

Our motto is individual approach to each customer and best possible financing solutions!

About us

The Company’s Operating Principles

Mission Statement

The mission statement of our company is to provide fast and convenient loan services according to the customer’s needs. We aim at offering complex solutions to satisfy our demanding customers, supporting and encouraging them to dream big and achieve.

Priorities

Our priorities lie within individual approach to each customer as well as careful consideration of terms of cooperation acceptable for both parties.

Core Values

The core values of our company include customer satisfaction, impeccable service as well as high quality, efficiency, and swiftness.

Main Aim

We aim at becoming a reliable partner and quality service provider in the field of financing for each customer, ensuring confidence in the future in the first place. We go with the times and are constantly improving our financial systems. It allows us to offer fast and convenient services, making loan application available 24/7. Moreover, we help identify reasonable and safe loan terms and conditions.

More than 64% of customers apply via mobile phones
Over 1 mln Provided Loans
Installment Loans ratio >94% of net portfolio
More than € 397 mln total loans

Financials

Comprehensive report on a placet group activities throughout the past years.

Current financials

Get the up to date overview of present performance and financial health of Placet Group. As we are operating in a legally regulated field, our financial statement incorporates all the necessary details to ensure full transparency for all parties involved.

Financials

Historical financial statements ensure complete and evident insight to the activities and financial performance of Placet Group throughout the years. Analyze the annual records to travel through time with us to the current success of the company.

Presentation

Get all the relevant information and numbers in a convenient and elegantly designed presentation form. Examine the main KPI-s and visualized business data to quickly grasp the essence of the financial circumstances and statements.

PLACET GROUP CREDIT CARD

1.10.2020 Placet Group announced its first VISA credit card. The card allows you to pay for purchases online or at payment terminals, with the possibility of making contactless payments, and to withdraw cash from ATMs. The card is issued with a limit of up to 5000 euros, and a new client will not be charged interest for the first 60 days. Placet Group also has its own loyalty program, offering customers cash back and discounts for purchases from partners.

Contactless payments
Cash from ATM
Internet purchases
3D Secure
Banklinks
are free
of charge

The PlacetPay payment
solution for online stores

The PlacetPay ready-made solution for online stores includes bank links, which are completely free of charge for online stores, as well as various installment solutions based on customer preference, whether it is a payment grace period of 30 days, the Slice payment in 2 to 6 parts, or a classic installment plan for goods.

Placet
Slice
Placet
Instalments
Payment
grace period
Banklinks

Projects

range of international services

Placet Group OÜ that provides collateral and unsecured loans to individuals and legal entities started operation in 2005. Currently, the company operates in Tallinn (Estonia) under the brands laen.ee, smsraha.ee, smsmoney.ee; in Vilnius (Lithuania), smspinigai.lt, paskolos.lt, as well as in Warsaw (Poland) under the brands credit.pl, sloan.pl

Key Milestones

- PLACET GROUP HISTORY OF DEVELOPMENT -

2020

1.10.2020 Placet Group announced its first VISA credit card.

Present of Placet Group App

Joining the Moncera Platform

Additional 2M EUR credit line from one of Estonian Banks

2019

Installment offers for furniture shops in Lithuania

Сooperation with IKEA Riga

2018

Launch of Sloan.pl in Poland

Joining the Mintos platform

Establishment of the indoor football club "Viimsi FC Smsraha"

2017

Launch of a credit line and business loans in Estonia

2016

Obtaining an activity license from the Estonian FSA

2015

Company registration and launch of credit.pl in Poland

2011

Launch of smspinigai.lt ja paskolos.lt in Lithuania

2010

Launch of laen.ee in Estonia

Company registration in lithuania

2009

Launching smsraha.ee in Estonia

2008

Cooperation with ITM Debt Collection company

Launching autokiirlaen.ee

2007

Launch of smsmoney.ee in Estonia

2005

Placet Group registration in Estonia

OUR PARTNERS

- We are grateful to be surrounded by our friends -

wallester

Wallester is a Licensed White label VISA Card issuer and the payment provider specializing in offering transaction processing services.

itm trade

ITM trade has a 15 experience in IT sector. Company offers marketing, web design, programming, web hosting and administration services.

moncera

Moncera is a completely automatic P2P investment platform that allows investing in consumer loans issued by loan originators of Placet Group.

finance

FinanceEstonia is a financial sector representative organisation with the aim to increase member companies business opportunities through enhancing financial sector development and the export of financial services.

creditinfo

Estonia's largest credit information database for individuals and companies and the official payment default register.

idenfy

iDenfy helps businesses to reduce fraud and make user onboarding smooth, quick and profitable.

itm-inkasso

ITM Inkasso is a debt collection service provider in Estonia offers to its clients a valuable service in collection of delayed claims.

taust

Taust.ee provides from various sources background information on both individuals and legal entities.

sorainen

Sorainen is the leading business law firm in the Baltic States and Belarus with 25 years of experience in providing legal services.

mintos

Mintos is a Latvian peer to peer (P2P) platform that connects alternative lending companies with investors all over the world.

omniva

An international logistics company that transports parcels and provides postal services to both private and business customers around the world.

julianus

With a competent team that is the largest on the market, Julianus Inkasso helps find the best solutions to all debt collection issues.

dpd

DPD Eesti is part of an international company that provides logistics services to 230 countries.

ellex

Founded in 1993 in Estonia, the law office provides legal services in all major business sectors and advises on financial transactions.

scorify

Scorify is an analytics company that helps organisations understand and evaluate the data collected, conduct in-depth research and predict the behaviour of their customers.

Contact

Contact Us

Should you have any questions about how Placet Group OÜ operates or should you have any cooperation offers, please contact us using the information or the contact form below.

  • 4 Kreutzwaldi (1st floor), 10120 Tallinn, Estonia
  • +372 663 0110
  • Mon-Fri, 10:00-19:00
  • info@placetgroup.com

Send us an email!

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